- 3%Cash back on gas, groceries, and utilities
- 1%Cash back on all other eligible purchases
N/A
The Fortiva Cash Back Rewards Mastercard earns 3% cash back on eligible gas, groceries, and utilities, and 1% cash back on all other eligible purchases.
36%
The Fortiva Cash Back Rewards Mastercard shines with its cash back rewards structure, offering 3% back on essential purchases like gas and groceries. However, potential cardholders should be cautious of the high annual fee and APR, which may offset the benefits of the rewards.
Pros:
- Cash back rewards
- Reports to credit bureaus
Cons:
- High annual fee
- High APR
The Fortiva Cash Back Rewards Mastercard may be suitable for individuals who frequently spend on essential categories such as gas and groceries, given its 3% cash back rate. However, the card's high annual fee and APR warrant careful consideration, as they could diminish the overall value of the rewards for those with lower spending levels or who may carry a balance.