Hilton Honors American Express Card 2026 Review

Annual fee
$0
Rewards rate
7%-3%
Welcome Bonus
100,000 Hilton Honors Bonus Points
Apply Now →on American Express's website
Regular APR:19.49%-28.49% Variable APR

  • 7%Points on Hilton hotel purchases
  • 5%Points on dining, groceries, and gas
  • 3%Points on all other eligible purchases

Welcome Bonus:

Earn 100,000 Hilton Honors Bonus Points plus a $100 statement credit after spending $2,000 on eligible purchases in the first 6 months.

Reward Rate:

Earn 7X points on Hilton hotel purchases, 5X points on dining, groceries, and gas, and 3X points on other eligible purchases.

APR:

19.49%-28.49% Variable APR

What sets the Hilton Honors American Express Card apart is its no-annual-fee structure combined with high rewards on Hilton hotel purchases, making it an excellent choice for casual travelers who want to earn points without the burden of an annual fee.

Pros:

  • No annual fee
  • High rewards on Hilton stays

Cons:

  • Limited to Hilton properties for maximum value
  • Lower rewards on non-Hilton purchases
Apply now →

The Hilton Honors American Express Card is well-suited for occasional travelers who frequently stay at Hilton properties and wish to earn rewards without incurring an annual fee. With a generous welcome bonus and competitive reward rates on hotel purchases, this card offers a practical option for those looking to maximize their loyalty benefits while minimizing costs.

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