IHG One Rewards Premier Card 2026 Review

Annual fee
$99
Rewards rate
26%-1%
Welcome Bonus
185,000 bonus points
Apply Now →on Chase's website
Regular APR:19.24%-27.74% Variable APR

  • 26%Points on IHG hotel stays
  • 2%Points on all other purchases

Welcome Bonus:

Earn 150,000 points after spending $3,000 in the first 3 months, plus an additional 35,000 points after spending a total of $6,000 in the first 6 months.

Reward Rate:

Earn up to 26X points on IHG hotel stays.

APR:

19.24%-27.74% Variable APR

The standout feature of the IHG One Rewards Premier Card is its generous rewards structure for IHG loyalists, making it a valuable asset for frequent travelers who stay at IHG hotels.

Pros:

  • Automatic Platinum Elite status
  • Anniversary Free Night

Cons:

  • Annual fee applies
  • Limited to IHG properties for maximum rewards
Apply now →

The IHG One Rewards Premier Card is particularly well-suited for travelers who frequently utilize IHG hotels and can maximize the benefits of its robust rewards program, including a substantial welcome bonus and competitive earning rates. However, those who do not regularly stay at IHG properties may find the annual fee less justifiable relative to the rewards offered.

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