Kohl’s Rewards Visa 2026 Review

Kohl’s Rewards Visa4.2/5

Capital One

Annual fee
$0
Rewards rate
7.5%-1%
Welcome Bonus
40%
Apply Now →on Capital One's website

  • 7.5%Cash back on Kohl's purchases
  • 3%Cash back at gas stations
  • 2%Cash back at grocery stores
  • 1%Cash back on all other purchases

Welcome Bonus:

40% discount on your first purchase within 30 days of account approval.

Reward Rate:

Earn 7.5% back on Kohl's purchases, 3% at gas stations, and 2% at grocery stores.

The Kohl’s Rewards Visa is a standout for Kohl's shoppers, providing an impressive rewards rate on store purchases while also offering a substantial discount on the first purchase, making it a valuable addition to any shopping routine.

Pros:

  • No annual fee
  • High rewards on Kohl's purchases

Cons:

  • Limited to Kohl's for maximum rewards
  • Lower rewards on non-Kohl's purchases
Apply now →

The Kohl’s Rewards Visa may be particularly beneficial for frequent Kohl’s shoppers who can take advantage of its high rewards rate on store purchases and the welcome bonus. However, those who do not shop at Kohl’s regularly may find limited value in the card's benefits.

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