One Key+™ Card 2026 Review

One Key+™ Card4.0/5

Wells Fargo

Annual fee
$99
Rewards rate
3%-1%
Welcome Bonus
$350 in OneKeyCash
Apply Now →on Wells Fargo's website
Regular APR:18.49%-28.49% Variable APR

  • 3%OneKeyCash on Expedia, Hotels.com, and Vrbo
  • 3%OneKeyCash at gas stations, grocery stores, and dining
  • 1%OneKeyCash on all other purchases

Welcome Bonus:

Earn $350 in OneKeyCash after you spend $3,000 on purchases in the first 3 months.

Reward Rate:

Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% at gas stations, grocery stores, and dining, and 1% on other purchases.

APR:

18.49%-28.49% Variable APR

A key differentiator is the One Key+™ Card's unique rewards structure that allows cardholders to earn OneKeyCash on a variety of purchases, making it a versatile option for travelers who frequently book through Expedia and its partners. The annual bonus further enhances its appeal.

Pros:

  • Annual bonus offsets fee
  • Good rewards on travel bookings

Cons:

  • Limited redemption options
  • Annual fee
Apply now →

The One Key+™ Card from Wells Fargo may be particularly suitable for frequent travelers who often utilize Expedia and its affiliated services, given its competitive rewards structure and welcome bonus. However, potential users should carefully consider the annual fee in relation to their spending habits to determine if the benefits align with their financial goals.

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