Annual fee
$24
Rewards rate
10%-0%
Welcome Bonus
No welcome bonus offered.
Apply Now →on OpenSky's website
Regular APR:28.24% Variable APR
- 10%Cash back on everyday purchases through select merchants
Welcome Bonus:
No welcome bonus offered.
Reward Rate:
Offers up to 10% cash back on everyday purchases made through select participating merchants.
APR:
28.24% Variable APR
The OpenSky® Launch Secured Visa® Credit Card is designed for those looking to build credit with a low initial deposit and a manageable monthly fee. Its cash back rewards on select purchases provide an added incentive, making it a viable option for new credit users.
Pros:
- No credit check required
- Up to 10% cash back on select purchases
Cons:
- Monthly fee structure
- Limited to select merchants for rewards
The OpenSky® Launch Secured Visa® Credit Card is suitable for individuals seeking to establish or rebuild their credit history with a low initial deposit and a reasonable annual fee. While it offers limited rewards, its straightforward structure can benefit those new to credit management.