OpenSky® Secured Visa Credit Card 2026 Review

Annual fee
$35
Rewards rate
10%-0%
Welcome Bonus
$30
Apply Now →on OpenSky's website
Regular APR:23.89% Variable APR

  • 10%Cash back on everyday purchases

Welcome Bonus:

Unlock an exclusive $30 Welcome Bonus issued as a Statement Credit with $350+ same-day funding.

Reward Rate:

The OpenSky® Secured Visa® Credit Card offers up to 10% cash back on everyday purchases at a network of over 40,000 participating retailers.

APR:

23.89% Variable APR

The OpenSky® Secured Visa® Credit Card is a good option for those looking to build credit while earning cash back on everyday purchases. It features a straightforward rewards structure.

Pros:

  • Up to 10% cash back
  • No credit check required

Cons:

  • Annual fee of $35
  • Requires a security deposit
Apply now →

The OpenSky® Secured Visa Credit Card may be suitable for individuals seeking to establish or rebuild their credit history without the complexities of a traditional credit card rewards program. With a modest annual fee and a straightforward cash back structure, it can serve as a practical tool for responsible credit management.

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