REI Co-op Mastercard® 2026 Review

REI Co-op Mastercard®4.2/5

Capital One

Annual fee
$0
Rewards rate
5%-1.5%
Welcome Bonus
$100
Apply Now →on Capital One's website
Regular APR:17.49%-28.49% Variable APR

  • 5%Cash back on REI purchases
  • 1.5%Cash back on all other purchases

Welcome Bonus:

Earn a $100 REI gift card after your first purchase outside of REI within 60 days of account opening.

Reward Rate:

Earn 5% back on all REI purchases.

APR:

17.49%-28.49% Variable APR

This card shines for outdoor enthusiasts, offering 5% back on all REI purchases and a welcome bonus of a $100 gift card. With no annual fee, it provides excellent value for those who frequently shop at REI.

Pros:

  • No annual fee
  • High rewards for outdoor enthusiasts

Cons:

  • Limited to REI for rewards redemption
  • Requires REI membership
Apply now →

The REI Co-op Mastercard® is well-suited for outdoor enthusiasts who regularly shop at REI, offering a solid rewards structure with 5% back on purchases at the co-op and a welcome bonus of $100. With no annual fee, it provides a cost-effective option for consumers looking to maximize their rewards on outdoor gear and apparel.

Frequently Asked Questions

Credit Card Calculators

Explore all Money Tools

Related Guides