Target Circle™ Card 2026 Review

Annual fee
$0
Rewards rate
5%-0%
Welcome Bonus
$50
Apply Now →on Target's website
Regular APR:27.40%-29.95% Variable APR

  • 5%Cash back on eligible Target purchases

Welcome Bonus:

Get $50 in rewards when you're approved for a credit card & spend $50.

Reward Rate:

Save 5% at Target on eligible purchases.

APR:

27.40%-29.95% Variable APR

The Target Circle™ Card stands out as the top choice because it offers a consistent 5% discount on all eligible purchases at Target, making it ideal for frequent shoppers. With no annual fee and additional perks like free shipping, it provides excellent value for those who regularly shop at Target.

Pros:

  • No annual fee
  • 5% discount on Target purchases

Cons:

  • High APR
  • Limited to Target purchases
Apply now →

The Target Circle™ Card is well-suited for individuals who frequently shop at Target and seek to maximize their savings through a 5% discount on eligible purchases, along with a welcome bonus of $50. With no annual fee and added benefits like free shipping, it offers significant value for loyal Target customers looking to enhance their shopping experience.

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