Total Visa Card
Total
Annual fee
$75
Rewards rate
0%-0%
Welcome Bonus
N/A
Apply Now →on Total's website
Regular APR:29.99%-35.99%
- No rewards breakdown available
Welcome Bonus:
N/A
Reward Rate:
The Total Visa Card does not offer a sign-up or welcome bonus for new cardholders.
APR:
29.99%-35.99%
The Total Visa Card is tailored for individuals with bad or limited credit, offering an unsecured option without a security deposit. However, its high fees and interest rates may be a significant drawback for potential users.
Pros:
- No security deposit required
- Unsecured credit card
Cons:
- High fees
- High APR
The Total Visa Card may be suitable for individuals looking to rebuild their credit without the need for a security deposit, particularly those with bad or limited credit histories. However, potential users should carefully consider the card's high annual fee and interest rates, which could outweigh its benefits.