Annual fee
$0
Rewards rate
5%-1%
Welcome Bonus
N/A
Apply Now →on U.S. Bank's website
Regular APR:28.49%-29.24% Variable APR
- 5%Cash back on your first $2,000 in combined eligible purchases each quarter in two categories you choose
- 2%Cash back on one everyday category
- 1%Cash back on all other eligible purchases
Welcome Bonus:
N/A
Reward Rate:
The U.S. Bank Cash+® Secured Visa® Card offers robust, tiered cash back identical to its unsecured counterpart.
APR:
28.49%-29.24% Variable APR
What sets the U.S. Bank Cash+ Secured Visa apart is its ability to earn cash back while helping users build credit. With a flexible rewards structure that allows cardholders to choose their cash back categories, it provides a unique blend of benefits not commonly found in secured cards.
Pros:
- Earn cash back while building credit
- No annual fee
Cons:
- Requires a security deposit
- Higher APR compared to some unsecured cards
The U.S. Bank Cash+ Secured Visa Credit Card is well-suited for individuals seeking to build or rebuild their credit while earning cash back rewards. Its flexible rewards structure makes it a compelling option for those who want to maximize their cash back potential without incurring an annual fee.