- 5%Cash back on categories you choose each quarter
- 2%Cash back on one category of your choice
- 1%Cash back on all other purchases
Earn a $200 bonus after you spend $1,000 in the first 3 months.
Earn 5% cash back on categories you choose each quarter and 2% on one category of your choice.
16.74%-26.74% Variable APR
What sets the U.S. Bank Cash+® Visa Signature® Card apart is its customizable cash back categories, allowing cardholders to earn 5% on their preferred spending areas. This flexibility, combined with a $200 welcome bonus, makes it a compelling choice for those who want to maximize their rewards based on personal spending habits.
Pros:
- Flexible cash back categories
- No annual fee
Cons:
- Requires category activation
- Limited to $2,000 in combined purchases per quarter
The U.S. Bank Cash+® Visa Signature® Card is well-suited for individuals who prefer a customizable rewards structure and wish to earn higher cash back on specific spending categories. With no annual fee and a generous welcome bonus, it can be an advantageous option for those looking to align their credit card rewards with their personal spending habits.