U.S. Bank Secured Visa® Card 2026 Review

Mat C.
Written by Mat C.
Managing Editor & Senior Developer
Mika L.
Edited by Mika L.
Financial Content & Editor

U.S. Bank Secured Visa® Card3.5/5

U.S. Bank

Annual fee
$0
Rewards rate
0%-0%
Welcome Bonus
N/A
Apply Now →on U.S. Bank's website
Regular APR:20.49% Variable APR

  • No rewards breakdown available

Welcome Bonus:

N/A

Reward Rate:

The U.S. Bank Secured Visa® Card is primarily a credit-building tool and does not earn rewards.

APR:

20.49% Variable APR

The U.S. Bank Secured Visa® Card features a $0 annual fee and is designed to help you build or re-establish credit. It requires a refundable security deposit.

Pros:

  • No annual fee
  • Credit-building benefits

Cons:

  • No rewards
  • Requires a security deposit
Apply now →

The U.S. Bank Secured Visa® Card is a practical option for individuals looking to build or rebuild their credit history without incurring an annual fee. Its requirement for a refundable security deposit makes it suitable for those who may have limited credit options or are new to credit.

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