- 6%Cash back at selected retailers
- 3%Cash back on dining
- 1.5%Cash back on all other purchases
Earn $250 cash back after spending $2,000 in the first 4 months of account opening.
Earn 6% cash back on up to $1,500 in combined purchases at two retailers of your choice each quarter.
18.74%-28.74% Variable APR
This card shines for its high cash back rate of 6% on selected retailers, making it an excellent choice for shoppers who frequent specific stores. The ability to change retailers quarterly adds a layer of customization that enhances its appeal.
Pros:
- High cash back on selected categories
- No annual fee for the first year
Cons:
- Limited to selected retailers
- Annual fee after the first year
The U.S. Bank Shopper Cash Rewards® Visa Signature® Card is well-suited for consumers who regularly shop at the selected retailers eligible for the high cash back rate, particularly those looking to maximize rewards through customizable retailer choices. With no annual fee and a competitive welcome bonus, this card can be a valuable option for strategic shoppers aiming to earn cash back on their purchases.