American Express Blue Business Cash Card 2026 Review

Annual fee
$0
Rewards rate
2%-1%
Welcome Bonus
$250
Apply Now →on American Express's website
Regular APR:0% intro APR for 12 months

  • 2%Cash back on the first $50,000 in eligible purchases per calendar year
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a $250 statement credit after you spend $3,000 on eligible purchases within your first 3 months of account opening.

Reward Rate:

Earn 2% cash back on the first $50,000 in eligible purchases per calendar year, then 1% on all other purchases.

APR:

0% intro APR for 12 months

The American Express Blue Business Cash Card is a strong contender for businesses looking for a no-annual-fee option that offers 2% cash back on the first $50,000 in eligible purchases. Its straightforward rewards structure and automatic cash back application make it user-friendly for busy business owners.

Pros:

  • No annual fee
  • Automatic cash back as a statement credit

Cons:

  • Cash back capped at 2% for the first $50,000
  • Requires spending to earn the welcome bonus
Apply now →

The American Express Blue Business Cash Card is well-suited for small business owners seeking a straightforward cash back card without an annual fee, particularly those who can benefit from the 2% cash back on the first $50,000 in eligible purchases. Its simplicity and automatic cash back feature make it an attractive option for managing everyday business expenses efficiently.

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