American Express Blue Business Plus 2026 Review

Annual fee
$0
Rewards rate
2%-1%
Welcome Bonus
15,000 Membership Rewards® Points
Apply Now →on American Express's website
Regular APR:16.74%-28.49%

  • 2%Membership Rewards points on everyday business purchases up to $50,000
  • 1%Membership Rewards points on all other purchases

Welcome Bonus:

Earn 15,000 Membership Rewards® Points after you spend $3,000 in purchases on your Card in your first 3 months of Card Membership.

Reward Rate:

Earn 2X Membership Rewards points on everyday business purchases up to $50,000 per calendar year, then 1X points per dollar after that.

APR:

16.74%-28.49%

The Blue Business Plus card is particularly appealing for its 2X Membership Rewards points on everyday business purchases, making it a top-tier option for accumulating flexible points. Its no annual fee and straightforward rewards structure make it a practical choice for businesses looking to maximize their rewards without incurring additional costs.

Pros:

  • No annual fee
  • 2X points on everyday purchases

Cons:

  • Capped at 2X points for the first $50,000
  • Requires spending to earn the welcome bonus
Apply now →

The American Express Blue Business Plus card is well-suited for small business owners who prioritize earning rewards on everyday purchases without the burden of an annual fee. Its straightforward rewards structure and ability to accumulate Membership Rewards points make it an ideal choice for those looking to enhance their business expense management while maximizing point earning potential.

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