Atmos™ Rewards Summit Visa Infinite® Credit Card 2026 Review

Annual fee
$395
Rewards rate
3%-1%
Welcome Bonus
80,000 bonus points
Apply Now →on Bank of America's website
Regular APR:19.49%-27.49% Variable APR

  • 3%Points on eligible airline, dining, and foreign purchases

Welcome Bonus:

Earn 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 or more on purchases within the first 90 days of opening your account.

Reward Rate:

Earn 3 points per dollar on eligible airline, dining, and foreign purchases.

APR:

19.49%-27.49% Variable APR

The Atmos™ Rewards Summit Visa Infinite® Credit Card rewards cardholders with a strong earning rate on foreign purchases, making it ideal for international travelers. Its unique Global Companion Award adds further value, appealing to those who frequently travel with a partner.

Pros:

  • High earning potential on foreign spending
  • Annual Global Companion Award

Cons:

  • Annual fee applies
  • Mixed reviews on value
Apply now →

The Atmos™ Rewards Summit Visa Infinite® Credit Card is best suited for frequent international travelers who can take advantage of its high reward rates on foreign purchases and the added value of the Global Companion Award. With a significant annual fee, prospective cardholders should carefully consider their travel habits to determine if the benefits align with their spending patterns.

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