Bank of America® Customized Cash Rewards credit card
Bank of America
- 6%Cash back in the category of your choice for the first year
- 2%Cash back at grocery stores and wholesale clubs
- 3%Cash back in a category of your choice after the first year
Earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days.
Earn 6% cash back in the category of your choice for the first year.
0% Intro APR for 15 billing cycles, then 17.49%-27.49% Variable APR
A key differentiator is the ability to choose your cash back category, allowing cardholders to maximize their rewards based on personal spending habits, making it a versatile option for cash back enthusiasts.
Pros:
- Flexible cash back categories
- No annual fee
Cons:
- Quarterly caps on rewards
- Requires spending to earn bonus
The Bank of America® Customized Cash Rewards credit card offers a flexible rewards structure that may appeal to consumers who prioritize personalized cash back categories based on their spending habits. With no annual fee and a competitive welcome bonus, this card is particularly suitable for individuals looking to optimize their rewards while maintaining a cost-effective credit card option.