Blue Cash Preferred® Card from American Express 2026 Review

Annual fee
$95
Rewards rate
6%-1%
Welcome Bonus
$300 cash back
Apply Now →on American Express's website
Regular APR:19.49%-28.49% Variable APR

  • 6%Cash back at U.S. supermarkets
  • 6%Cash back on select U.S. streaming subscriptions
  • 3%Cash back on gas and transit
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn $300 cash back after you spend $3,000 in eligible purchases within the first 6 months.

Reward Rate:

Earn 6% cash back at U.S. supermarkets on up to $6,000 per year, 6% on select U.S. streaming subscriptions, and 3% on gas and transit.

APR:

19.49%-28.49% Variable APR

The Blue Cash Preferred® Card from American Express is an excellent choice for families and frequent shoppers, offering high cash back rates on groceries and streaming services. Its generous welcome bonus and robust rewards structure make it a valuable addition for those looking to maximize their everyday spending.

Pros:

  • High cash back on groceries and streaming
  • Introductory bonus available

Cons:

  • Annual fee applies after the first year
  • Requires good credit
Apply now →

The Blue Cash Preferred® Card from American Express is well-suited for families and individuals who frequently spend on groceries and streaming services, thanks to its high cash back rates in these categories. While the annual fee is a consideration, the substantial welcome bonus and rewards structure can provide significant value for those who can leverage the card's benefits effectively.

Frequently Asked Questions

Related Guides