Blue Cash Preferred® Card from American Express
American Express
- 6%Cash back at U.S. supermarkets on up to $6,000 per year in purchases
- 6%Cash back on select U.S. streaming subscriptions
- 3%Cash back on transit
- 3%Cash back on U.S. gas stations
- 1%Cash back on all other purchases
Earn a one-time $300 cash bonus once you spend $3,000 on purchases within the first 6 months from account opening.
Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. Earn 6% cash back on select U.S. streaming subscriptions, 3% cash back on transit and U.S. gas stations, and 1% on other purchases.
19.49%-28.49% Variable APR
The Blue Cash Preferred® Card from American Express stands out as the top choice because it offers an exceptional 6% cash back on U.S. supermarkets and select streaming services, making it ideal for families and frequent shoppers. Its high rewards rate on everyday categories, combined with a substantial welcome bonus, provides significant value for those who spend in these areas.
Pros:
- High rewards on everyday spending
- Introductory annual fee waived for the first year
Cons:
- Annual fee after the first year
- Requires significant spending to maximize rewards
The Blue Cash Preferred® Card from American Express is particularly suitable for families and individuals who frequently shop at U.S. supermarkets and subscribe to streaming services, given its high cash back rates in these categories. However, potential applicants should consider the annual fee after the introductory period and assess whether their spending habits align with the card’s strengths.