Chase Freedom Rise
Chase
- 3%Cash back on dining
- 1.5%Cash back on all other purchases
Earn a $25 statement credit when you sign up for automatic payments within the first three months.
Earn 1.5% cash back on all purchases, and 3% on dining for a limited time.
18.24%-27.74% Variable APR
The Chase Freedom Rise is a standout option for those new to credit, offering a straightforward cash back structure and a welcome bonus for setting up automatic payments, making it an excellent choice for beginners.
Pros:
- No annual fee
- Flat cash back rate
Cons:
- Variable APR
- Limited-time dining bonus
The Chase Freedom Rise is a solid choice for individuals new to credit, as it features a no annual fee, a simple cash back structure, and a modest welcome bonus for establishing automatic payments. This card is particularly suitable for those seeking to build their credit history while earning rewards on everyday purchases.