- 5%Cash back on business essentials on the first $25,000 spent in combined purchases each account anniversary year
- 2%Cash back at gas stations and restaurants
- 1%Cash back on all other purchases
Earn $1,000 cash back after you spend $8,000 on purchases in the first 4 months after account opening.
Earn 5% cash back on business essentials on the first $25,000 spent in combined purchases each account anniversary year; 2% cash back at gas stations and restaurants; unlimited 1% on all other purchases.
0% intro APR for 12 months from account opening on purchases
The Chase Ink Business Cash stands out as the top choice because it offers a robust 5% cash back on essential business purchases, making it ideal for businesses that frequently buy office supplies and dining. Its no annual fee and generous welcome bonus further enhance its value proposition.
Pros:
- No annual fee
- High rewards on business essentials
Cons:
- Limited to $25,000 in combined purchases for 5% cash back
- Requires significant spending to maximize rewards
The Chase Ink Business Cash card is well-suited for small business owners who prioritize cash back rewards on common business expenses like office supplies and dining, particularly those who can take advantage of the generous welcome bonus while avoiding annual fees. Its strong rewards structure makes it an appealing option for businesses looking to maximize their cash flow without incurring additional costs.