Chase Sapphire Preferred Card 2026 Review

Annual fee
$95
Rewards rate
5%-1%
Welcome Bonus
100,000 points
Apply Now →on Chase's website
Regular APR:19.24%-27.49% Variable APR

  • 5%Points on travel purchased through Chase
  • 3%Points on dining, gas, and online groceries
  • 1%Points on all other purchases

Welcome Bonus:

Earn 100,000 points after spending $5,000 in purchases in the first 3 months.

Reward Rate:

Earn 5x points on travel purchased through Chase, 3x points on dining, gas, and online groceries.

APR:

19.24%-27.49% Variable APR

What sets the Chase Sapphire Preferred Card apart is its generous rewards structure that maximizes points on travel and dining, making it a favorite among frequent travelers. The card's welcome bonus is particularly attractive, providing significant value right from the start.

Pros:

  • High rewards on travel and dining
  • Strong welcome bonus

Cons:

  • Annual fee applies
  • Limited to Chase travel for 5x points
Apply now →

The Chase Sapphire Preferred Card is well-suited for individuals who frequently travel and dine out, given its competitive reward structure and substantial welcome bonus. With a reasonable annual fee, this card can provide significant value for those looking to maximize their points on travel-related expenditures.

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