Chase Sapphire Preferred® Card 2026 Review

Annual fee
$95
Rewards rate
5%-2%
Welcome Bonus
75,000 bonus points
Apply Now →on Chase's website
Regular APR:19.24%-27.49% Variable APR

  • 5%Points on Chase Travel bookings
  • 3%Points on dining and online groceries
  • 2%Points on other travel

Welcome Bonus:

Earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months of account opening.

Reward Rate:

Earn 5x points on travel purchased through Chase, 3x points on dining and online groceries, and 2x on other travel.

APR:

19.24%-27.49% Variable APR

The Chase Sapphire Preferred Card stands out as the top choice because it offers a robust rewards structure with 5x points on travel and 3x on dining, making it ideal for frequent travelers. Its combination of a reasonable annual fee and extensive travel protections makes it a premier option for those looking to maximize their travel rewards.

Pros:

  • High rewards on travel and dining
  • No foreign transaction fees

Cons:

  • Annual fee applies
  • Requires good to excellent credit
Apply now →

The Chase Sapphire Preferred® Card is well-suited for frequent travelers and dining enthusiasts who can take advantage of its generous rewards rate and benefits. With an annual fee of $95 and a substantial welcome bonus, this card offers solid value for those looking to enhance their travel experience while earning rewards.

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