Chase Sapphire Reserve® 2026 Review

Annual fee
$795
Rewards rate
10%-3%
Welcome Bonus
125,000 points
Apply Now →on Chase's website
Regular APR:19.49%-27.99% Variable APR

  • 10%Points on hotels and car rentals booked through Chase Travel
  • 5%Points on flights booked through Chase Travel
  • 3%Points on dining and other travel

Welcome Bonus:

Earn 125,000 Ultimate Rewards points after you spend $6,000 on purchases in the first 3 months from account opening.

Reward Rate:

Earn 10x points on hotels and car rentals booked through Chase Travel, 5x on flights, and 3x on dining and other travel.

APR:

19.49%-27.99% Variable APR

What sets the Chase Sapphire Reserve® apart is its premium travel benefits, including a substantial welcome bonus and high earning potential on travel and dining. With access to airport lounges and a $300 annual travel credit, it offers a comprehensive package for serious travelers.

Pros:

  • High rewards on travel and dining
  • Includes a $300 annual travel credit

Cons:

  • Very high annual fee
  • Requires excellent credit
Apply now →

The Chase Sapphire Reserve® is best suited for frequent travelers who can fully utilize its extensive benefits, such as the high reward rates on travel and dining, as well as the substantial welcome bonus. However, the high annual fee may not be justified for those who travel infrequently or do not take advantage of the card's premium features.

Frequently Asked Questions

Related Guides