Annual fee
$0
Rewards rate
2%-2%
Welcome Bonus
$200
Apply Now →on Citi's website
Regular APR:17.49%-26.49% Variable APR
- 2%Cash back on all purchases
Welcome Bonus:
Earn a $200 cash back bonus after spending $1,500 in the first 6 months.
Reward Rate:
Earn 2% cash back on every purchase.
APR:
17.49%-26.49% Variable APR
The standout feature of the Citi Double Cash Card is its unlimited 2% cash back on every purchase, making it a straightforward choice for cash back enthusiasts. Its lack of an annual fee further enhances its appeal for budget-conscious consumers.
Pros:
- No annual fee
- Unlimited cash back
Cons:
- No bonus categories
- Lower rewards rate compared to premium cards
The Citi® Double Cash Card is particularly suitable for individuals seeking a straightforward cash back rewards structure without the burden of an annual fee. With its unlimited 2% cash back on all purchases, it caters well to those who prioritize earning rewards on everyday spending while maintaining budget flexibility.