Annual fee
$0
Rewards rate
2%-0%
Welcome Bonus
$200
Apply Now →on Citi's website
Regular APR:17.49%-27.49% Variable APR
- 2%Cash back on all purchases
Welcome Bonus:
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months.
Reward Rate:
Earn unlimited 2% cash back on every purchase—1% when you buy and 1% when you pay.
APR:
17.49%-27.49% Variable APR
The Citi Double Cash Card is ideal for those seeking a straightforward rewards structure, offering a flat 2% cash back on all purchases. This simplicity, combined with a generous welcome bonus, makes it a top choice for everyday spending.
Pros:
- Simple flat-rate cash back
- No annual fee
Cons:
- No bonus categories
- Requires a minimum spend for the bonus
The Citi Double Cash Card is well-suited for consumers who prefer a no-frills approach to rewards with its flat 2% cash back on all purchases and no annual fee. This card is particularly beneficial for individuals looking to maximize their everyday spending without navigating complex rewards categories.