Annual fee
$0
Rewards rate
0%-0%
Welcome Bonus
N/A
Apply Now →on Citi's website
Regular APR:26.74% Variable APR
- No rewards breakdown available
Welcome Bonus:
N/A
Reward Rate:
The Citi Secured Mastercard does not earn rewards like cash back, points, or miles.
APR:
26.74% Variable APR
The Citi Secured Mastercard shines for its simplicity and focus on helping users establish or rebuild their credit history. With no annual fee and a straightforward security deposit requirement, it provides a reliable option for those looking to improve their credit score.
Pros:
- No annual fee
- Helps build credit history
Cons:
- No rewards offered
- Requires a security deposit
The Citi Secured Mastercard is particularly suitable for individuals seeking to establish or rebuild their credit history without incurring an annual fee. Its straightforward structure makes it an accessible option for those looking to improve their credit score while maintaining a simple financial commitment.