Discover it® Cash Back
Discover
- 5%Cash back on rotating categories
- 1%Cash back on all other purchases
Discover automatically doubles all the cash back you earn at the end of your first year.
Earn 5% cash back on rotating categories and 1% on all other purchases.
17.49%-26.49% Variable APR
This card shines for its unique first-year cash back match feature, which effectively doubles your rewards, making it an excellent choice for those who can maximize the rotating categories.
Pros:
- No annual fee
- First-year cash back match
Cons:
- Rotating categories can be limiting
- Requires activation for bonus categories
The Discover it® Cash Back card is particularly suitable for consumers who are adept at tracking and taking advantage of rotating bonus categories, as its 5% cash back offers can lead to significant rewards, especially in the first year with the unlimited cashback match. With no annual fee, it serves well for those looking to earn cash back on everyday purchases while maintaining flexibility in their spending habits.