Discover it® Secured Credit Card 2026 Review

Annual fee
$0
Rewards rate
2%-1%
Welcome Bonus
Cashback Match
Apply Now →on Discover's website
Regular APR:26.49%

  • 2%Cash back at gas stations and restaurants
  • 1%Cash back on all other purchases

Welcome Bonus:

Features an unlimited Cashback Match, where Discover matches all cash back earned in the first year.

Reward Rate:

Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, plus 1% on all other purchases.

APR:

26.49%

This card is a great option for those looking to build credit while earning rewards, as it offers 2% cash back at gas stations and restaurants. The Discover it® Secured Credit Card is particularly appealing due to its Cashback Match program, which doubles the rewards earned in the first year.

Pros:

  • No annual fee
  • Cashback Match program

Cons:

  • Requires a security deposit
  • Higher APR
Apply now →

The Discover it® Secured Credit Card is well-suited for individuals seeking to establish or rebuild their credit while simultaneously earning rewards. With no annual fee and a competitive cash back structure, it offers a practical solution for those who frequently spend at gas stations and restaurants, making it an effective choice for responsible credit use.

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