Discover it® Student Cash Back 2026 Review

Annual fee
$0
Rewards rate
5%-1%
Welcome Bonus
Cashback Match
Apply Now →on Discover's website
Regular APR:16.49%-25.49% Variable APR

  • 5%Cash back on rotating quarterly categories
  • 1%Cash back on all other purchases

Welcome Bonus:

Unlimited dollar-for-dollar match of all cash back earned in the first year.

Reward Rate:

Earn 5% cash back on rotating quarterly categories (up to $1,500 in combined purchases, activation required) and 1% on all other purchases.

APR:

16.49%-25.49% Variable APR

The Discover it® Student Cash Back card stands out as the top choice because it offers a unique Cashback Match feature, allowing new cardmembers to double their cash back earned in the first year. With no annual fee and the ability to earn 5% cash back on rotating categories, it provides exceptional value for students looking to maximize their rewards.

Pros:

  • No annual fee
  • Generous cash back rewards

Cons:

  • Requires activation for bonus categories
  • Limited to $1,500 in combined purchases per quarter for 5% cash back
Apply now →

The Discover it® Student Cash Back card is particularly well-suited for students who are looking to build credit while earning rewards on their everyday purchases. With no annual fee, a competitive cash back structure, and the opportunity for a welcome bonus through the Cashback Match, this card offers a valuable option for those new to credit.

Frequently Asked Questions

Related Guides