Annual fee
$0
Rewards rate
10%-0%
Welcome Bonus
Up to $70
Apply Now →on OpenSky's website
Regular APR:28.99%
- 10%Cash back on everyday purchases
- 0%No rewards on other purchases
Welcome Bonus:
Based on the size of your same-day security deposit.
Reward Rate:
Earn up to 10% cash back on everyday purchases.
APR:
28.99%
The standout feature here is the potential to earn up to 10% cash back on everyday purchases, making it a unique option for those looking to build credit while also earning rewards.
Pros:
- No annual fee
- No credit check to apply
Cons:
- Requires a security deposit
- Limited to cash back on everyday purchases
The OpenSky® Plus Secured Visa® Credit Card may be suitable for individuals seeking to build or rebuild their credit while also earning rewards, particularly those who value the opportunity to earn up to 10% cash back on everyday purchases. With no annual fee, this card presents a cost-effective option for users focused on improving their credit profile.