- 10%Cash back on everyday purchases
Offers a $25 statement credit bonus with a $400+ same-day funding deposit for the OpenSky Plus version.
Earn up to 10% cash back on everyday purchases.
23.89% Variable APR
The standout feature of the OpenSky® Secured Visa® Credit Card is its high cash back potential of up to 10% on everyday purchases, making it a compelling choice for those looking to maximize rewards while rebuilding their credit. Its lack of a credit check requirement further enhances its accessibility.
Pros:
- No credit check required for approval
- Helps build credit
Cons:
- Annual fee applies
- Cash back is limited to eligible merchants
The OpenSky® Secured Visa® Credit Card may be suitable for individuals seeking to rebuild their credit without the barrier of a credit check, while also offering a unique opportunity to earn rewards on everyday purchases. However, potential users should weigh the annual fee against the benefits, especially in light of the absence of a welcome bonus and a variable reward rate.