Southwest Rapid Rewards® Priority Credit Card 2026 Review

Annual fee
$229
Rewards rate
4%-1%
Welcome Bonus
60,000 points
Apply Now →on Chase's website
Regular APR:19.24%-27.74% Variable APR

  • 4%Points on Southwest purchases
  • 2%Points at gas stations and restaurants

Welcome Bonus:

Earn 60,000 bonus points after spending $2,000 on purchases in the first 3 months.

Reward Rate:

Earn 4X points on Southwest purchases, 2X points at gas stations and restaurants.

APR:

19.24%-27.74% Variable APR

A key differentiator is the combination of premium perks like the annual travel credit and anniversary points, which significantly offset the annual fee. This card is ideal for those who fly Southwest frequently, enhancing their travel experience with valuable benefits.

Pros:

  • Annual travel credit of $75
  • Free first and second checked bags

Cons:

  • Annual fee of $229
  • Requires frequent Southwest travel for maximum value
Apply now →

The Southwest Rapid Rewards® Priority Credit Card is best suited for frequent Southwest Airlines travelers who can take advantage of its premium perks, such as the annual travel credit and anniversary points, to offset the annual fee. With a strong rewards rate and substantial welcome bonus, this card offers significant value for those committed to the Southwest loyalty program.

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