The Business Platinum Card® from American Express 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

The Business Platinum Card® from American Express4.6/5

American Express

Annual fee
$895
Rewards rate
5%-1.5%
Welcome Bonus
150,000-300,000 points
Apply Now →on American Express's website
Regular APR:17.74%-28.49% Variable APR

  • 5%Membership Rewards points on flights and prepaid hotels
  • 1.5%Membership Rewards points on other purchases

Welcome Bonus:

Earn 150,000 to 300,000 points after spending $20,000 in eligible purchases within the first 3 months.

Reward Rate:

Earn 5X Membership Rewards® points on flights and prepaid hotels booked via AmexTravel.com, 1.5X on select business purchases.

APR:

17.74%-28.49% Variable APR

What sets The Business Platinum Card® from American Express apart is its premium travel rewards structure, offering 5X points on travel-related purchases, making it a top choice for businesses that frequently travel.

Pros:

  • Extensive travel perks
  • High rewards on travel spending

Cons:

  • High annual fee
  • Requires significant spending to maximize benefits
Apply now →

The Business Platinum Card® from American Express is best suited for businesses that prioritize travel and can benefit from high reward rates on travel-related expenses. With its substantial annual fee and premium features, it is ideal for companies that regularly incur travel costs and can leverage the card's extensive benefits to maximize value.

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