The Business Platinum Card from American Express 2026 Review

Annual fee
$895
Rewards rate
5%-1%
Welcome Bonus
300,000 Membership Rewards points
Apply Now →on American Express's website
Regular APR:17.74%-28.49% Variable APR

  • 5%Membership Rewards points on flights and prepaid hotels
  • 1%Membership Rewards points on other purchases

Welcome Bonus:

Earn 300,000 Membership Rewards points after spending $20,000 in eligible purchases within the first 3 months.

Reward Rate:

Earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Earn 1 point for every eligible dollar spent on other purchases.

APR:

17.74%-28.49% Variable APR

The Business Platinum Card from American Express stands out as the top choice because it offers unparalleled rewards on travel expenses, making it ideal for businesses with significant travel budgets. Its extensive suite of business credits and premium travel perks further enhances its value proposition.

Pros:

  • High rewards on travel spending
  • Extensive business credits

Cons:

  • High annual fee
  • Low rewards on non-travel spending
Apply now →

The Business Platinum Card from American Express is particularly suitable for businesses that frequently incur travel expenses, thanks to its high reward rates on travel purchases and extensive travel-related benefits. However, the substantial annual fee may limit its appeal to smaller businesses or those with less travel activity.

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