Finding free Cash App ATMs near you is easier than most people realize — the network spans over 40,000 MoneyPass locations and 55,000 Allpoint ATMs across the US, putting surcharge-free withdrawals within reach for nearly every Cash App user. ATM fees add up fast, and with out-of-network charges averaging $3–$5 per transaction, knowing exactly where to withdraw for free can save you real money every month. Whether you're grabbing cash at a 7-Eleven, Walmart, or CVS, Cash App's in-network options are built into everyday errands. If you're also looking to stretch your dollars further, check out our guide to finding a cash app free money code or explore options to convert a visa gift card to cash without fees. Ready to find your nearest free ATM? Let's get started!
Quick Answer
Cash App provides free ATM withdrawals at over 40,000 MoneyPass locations and 55,000 Allpoint ATMs nationwide. Find nearby locations at moneypass.com/atm-locator or allpointnetwork.com, or search within the Cash App itself. Common locations include 7-Eleven, Walmart, and CVS. Out-of-network ATMs typically charge $3–$5 per transaction.
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Summary Table
| Item Name | Price Range | Best For | Website |
|---|---|---|---|
| MoneyPass ATMs | Free (in-network) | Cash App users wanting 40,000+ surcharge-free locations nationwide | Visit Site |
| Allpoint ATMs | Free (in-network) | Shoppers at CVS, Walgreens, Target, Walmart, and Costco | Visit Site |
| Bank ATMs | Free–$3.50 fee | Users with linked bank accounts seeking familiar branch locations | Visit Site |
| Retailer ATMs | $2.50–$3.95 fee | Anyone needing quick cash access inside grocery or convenience stores | Visit Site |
| Cash Back at Retail Checkouts | Free | Shoppers wanting fee-free cash without visiting an ATM | Visit Site |
| Fifth Third Bank | Free (in-network) | Midwest and Southeast users near Fifth Third branch ATMs | Visit Site |
| Hancock Whitney | Free (in-network) | Gulf Coast region Cash App users near Hancock Whitney locations | Visit Site |
| Walmart | Free–$0.88 fee | Frequent Walmart shoppers wanting low-cost or free cash access | Visit Site |
| CVS | Free (Allpoint eligible) | Cash App users needing convenient pharmacy-based ATM access | Visit Site |
9 Free Cash App ATMs Near Me: Easy No-Fee Withdrawals [2026]
Below you'll find detailed information about each option, including what makes them unique and their key benefits.
1. MoneyPass ATMs
MoneyPass is one of the two primary surcharge-free ATM networks that Cash App uses, making it a direct answer to finding free Cash App ATMs near you. Cash App cardholders who receive at least $300 in direct deposits per month can withdraw cash at any MoneyPass location without paying ATM fees. The network spans over 40,000 ATMs across the U.S., including locations inside CVS, Walgreens, Walmart, and many regional banks.
How to find locations:
- Use the MoneyPass ATM locator or search inside the Cash App itself
- Common hosts: CVS Pharmacy, Costco, and many credit union branches
- Fee waiver requires $300+ in monthly direct deposits to your Cash App account
2. Allpoint ATMs
Allpoint is the second surcharge-free network supported by Cash App, giving eligible cardholders access to over 55,000 ATMs globally — the largest no-fee network of the two. According to Allpoint's official network directory, locations are concentrated inside major retailers like Target, Walgreens, Rite Aid, and Kroger, meaning you're likely within a few miles of one right now. The same $300 monthly direct deposit requirement applies to unlock free withdrawals.
Key details:
- 55,000+ ATMs across the U.S., Canada, UK, and Australia
- Find locations via the Allpoint app, website, or the Cash App card section
- Without direct deposit, Cash App charges a $2.50 fee per withdrawal (plus any ATM operator fee)
3. Bank ATMs
Traditional bank ATMs are generally not fee-free for Cash App users — understanding this distinction saves you from unexpected charges. Unless a specific bank's ATM happens to be part of the MoneyPass or Allpoint networks, using a standard bank ATM with your Cash App card will trigger Cash App's $2.50 out-of-network fee on top of whatever the bank charges. If you need cash urgently, it's worth checking whether your nearest bank branch hosts a MoneyPass or Allpoint machine before inserting your card. For alternative ways to access funds, see our guide on visa gift card to cash options.
What to know before using a bank ATM:
- Some bank ATMs (e.g., inside certain credit unions) are MoneyPass-affiliated — always verify first
- Out-of-network withdrawals cost $2.50 (Cash App) + up to $3–5 (bank surcharge) per transaction
4. Retailer ATMs
Some retailers operate their own branded ATMs inside stores, and a few of these partner with Cash App's fee-free network, making them a practical option when searching for no-cost withdrawal locations nearby. Stores like Walgreens, CVS, and Target often host ATMs that fall within the Allpoint or MoneyPass networks, which Cash App supports for surcharge-free access.
What to know:
- Always verify the ATM logo matches Allpoint or MoneyPass before withdrawing
- Out-of-network retailer ATMs typically charge $2–$3.50 per transaction
- Use the Cash App ATM locator to confirm free access before you walk in
5. Cash Back at Retail Checkouts
If no fee-free ATM is nearby, requesting cash back at a grocery or convenience store checkout is one of the simplest ways to get cash from your Cash App balance without paying ATM fees. You can transfer funds from Cash App to your linked debit card and then request cash back at stores like Walmart, Kroger, or Dollar General — most of which offer $20–$100 back at no charge.
This method sidesteps ATM networks entirely and works anywhere that accepts debit card payments. It's especially useful in rural areas where free coin counting machines and ATMs are both scarce.
Key details:
- No fee charged by most major grocery chains for cash back
- Requires a purchase — even a small one like a pack of gum qualifies
- Cash back limits vary: Walmart offers up to $100, others up to $40
6. Fifth Third Bank
Fifth Third Bank operates over 40,000 fee-free ATMs through the Allpoint network, which is one of the supported networks for surcharge-free Cash App withdrawals. If you're near a Fifth Third branch or one of their Allpoint-affiliated ATMs, you can withdraw cash from your Cash App card without paying the standard out-of-network fee.
Notable perks:
- Part of the Allpoint network — compatible with Cash App's free withdrawal benefit
- Branches concentrated in the Midwest and Southeast U.S.
- ATM locator available at allpointnetwork.com to find the nearest surcharge-free machine
7. Hancock Whitney)
Hancock Whitney is a regional bank operating primarily in the Gulf South that participates in the Allpoint ATM network, giving Cash App users fee-free withdrawals at thousands of locations across Mississippi, Alabama, Louisiana, Florida, and Texas. If you're searching for no-cost ATM access near you in those states, Hancock Whitney branches and partner ATMs are a solid option worth checking first.
What to know:
- Access to 55,000+ surcharge-free Allpoint ATMs nationwide
- Use the Cash App ATM locator or Allpoint's app to find the nearest machine
- Standard Cash App card required to waive the $2.50 out-of-network fee
8. Walmart
Walmart is one of the most practical spots to find a no-fee ATM for Cash App users because many locations host Allpoint-network machines inside the store, and with over 4,700 U.S. stores, there's likely one within a short drive. Beyond ATM access, Walmart also lets Cash App users withdraw cash at checkout registers via cash-back on debit purchases, which can be a faster alternative to hunting down a specific machine.
Key details:
- Cash-back at checkout available up to $100 per transaction with no ATM fee
- In-store Allpoint ATMs available at select locations — confirm via the Cash App map
- Open 24 hours at many stores, making late-night withdrawals convenient
9. CVS)
CVS pharmacy locations across the U.S. host Allpoint ATMs, making them a convenient option for accessing fee-free cash withdrawals with your Cash App card. With roughly 9,000+ CVS stores nationwide — many open until midnight or 24 hours — finding one near you is usually straightforward, especially in urban and suburban areas. If you also need to manage loose change, pairing this with a free coin counting machines near me search can help you maximize every dollar.
Notable perks:
- Allpoint ATMs inside CVS eliminate the standard $2.50 Cash App out-of-network fee
- Extended and 24-hour store hours at many locations for after-hours access
Final Words
With these 9 free Cash App ATM options, you can avoid unnecessary fees and keep more money in your pocket by locating surcharge-free ATMs through the Cash App map, AllPoint network, or in-store cash-back options at retailers like Walmart and Dollar General. Start by opening your Cash App, tapping the ATM locator, and choosing the nearest free withdrawal option to make the most of your money today.