Annual Percentage Yield (APY)
N/A
Monthly Fee
$15
Welcome Bonus
$325 bonus
Apply Now →on Citi's website
Transaction limit:Free access to ~65,000 ATMs
Minimum Deposit:$250
Annual Percentage Yield (APY):
N/A
Welcome Bonus: $325 bonus
New customers can earn a $325 cash bonus by completing at least $3,000 in qualifying Enhanced Direct Deposits within 90 days.
Monthly Fee:
$15
Minimum Deposit:
$250
Transaction Limits:
Free access to ~65,000 ATMs
Citi Checking with Direct Deposit is appealing for its robust bonus structure and extensive ATM access. The account is designed for customers who can meet the direct deposit requirements, making it a practical choice for regular banking needs.
Pros:
- Multiple ways to waive fees
- Access to a large ATM network
Cons:
- Monthly fee applies
- Requires direct deposits to avoid fees
Overall, Citi Checking with Direct Deposit is a solid option for those who can take advantage of its direct deposit requirements, offering a generous welcome bonus and convenient ATM access for everyday banking. It best suits customers seeking a reliable checking account with added perks.