PC Financial Savings Account 2026 Review

Interest Rate
2.20%
Monthly Fee
CA$0
Welcome Bonus
150,000 PC Optimum points
Apply Now →on PC Financial's website
Transaction limit:Unlimited free transactions
Minimum Deposit:CA$0

Interest Rate:

2.20%

Welcome Bonus: 150,000 PC Optimum points

New customers can earn a welcome bonus of 150,000 PC Optimum points (a $150 value) by opening a PC Money Account and setting up a minimum of $1,500 in payroll or pension direct deposits for three consecutive months.

Monthly Fee:

CA$0

Minimum Deposit:

CA$0

Transaction Limits:

Unlimited free transactions

This account is unique for its integration with the PC Optimum rewards program, allowing users to earn points on their banking activities. While the interest rate of 2.20% may not be the highest, the potential for rewards makes it an appealing choice for regular shoppers.

Pros:

  • Earn PC Optimum points
  • No monthly fees

Cons:

  • Lower interest rate compared to others
learn more about this bank account on PC Financial's website →

In conclusion, the PC Financial Savings Account is an excellent option for those who frequently shop at PC stores and want to earn rewards while saving, thanks to its integration with the PC Optimum program and no monthly fees. While the interest rate of 2.20% is competitive, the added value from the welcome bonus and ongoing rewards makes this account particularly well-suited for loyal PC customers.

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