Cynergy Bank Online Easy Access Account (Issue 94) 2026 Review

Annual Equivalent Rate (AER)
4.22% AER
Monthly Fee
£0
Welcome Bonus
N/A
Apply Now →on Cynergy Bank's website
Transaction limit:Unlimited, free withdrawals
Minimum Deposit:£1

Annual Equivalent Rate (AER):

4.22% AER

Welcome Bonus: N/A
Monthly Fee:

£0

Minimum Deposit:

£1

Transaction Limits:

Unlimited, free withdrawals

This account shines for its competitive 4.22% AER, which includes a 2.00% fixed bonus for the first year. The Cynergy Bank Online Easy Access Account is designed for those who value flexibility and easy access to their savings, making it a solid choice for savers.

Pros:

  • Competitive interest rate
  • No monthly fees

Cons:

  • Rate reverts after 12 months
  • Requires a nominated account
learn more about this bank account on Cynergy Bank's website →

In summary, the Cynergy Bank Online Easy Access Account (Issue 94) is an excellent option for savers seeking a competitive interest rate and the ability to access their funds without penalty, making it particularly suitable for those who prioritize both flexibility and growth in their savings.

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