Bread Savings 2026 Review

Mat C.
Written by Mat C.
Managing Editor & Senior Developer
Mika L.
Edited by Mika L.
Financial Content & Editor

Bread Savings4.7/5

Rate (APY)
4.00% APY
Term
6 months
Minimum Deposit
$1,500
Promotion
N/A
Apply Now →on Bread Savings's website

Bread Savings stands out as the top choice because it offers a solid 4.00% APY on its 6-month CD, making it an attractive option for savers looking for reliable returns. With daily compounding interest, your savings can grow more efficiently.

Pros:

  • Competitive rate
  • Daily interest compounding

Cons:

  • Higher minimum deposit

In summary, Bread Savings is an excellent choice for those seeking a competitive 4.00% APY on a 6-month CD, particularly ideal for savers who appreciate daily compounding interest and are able to meet the $1,500 minimum deposit requirement. This provider suits individuals aiming for a short-term investment with reliable returns.

Frequently Asked Questions

Compare CD Rates

Summary of all rates from our cd rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
Connexus Credit Union4.30% APY17 months$5,000Learn more
NASA Federal Credit Union4.28% APY5 years$1,000Learn more
Abound Credit Union4.25% APY1 year$500Learn more
Vibrant Credit Union4.25% APY6 months$5Learn more
TAB Bank4.20% APY60 months$1,000Learn more
United Fidelity Bank, fsb4.20% APY5 years$1,000Learn more
Sallie Mae Bank4.20% APY5 years$2,500Learn more
Popular Direct4.17% APY1 year$10,000Learn more
BTG Pactual4.15% APY1 year$500Learn more
Bread Savings4.00% APY6 months$1,500Learn more
CommunityWide Federal Credit Union4.00% APY6 months$1,000Learn more
SF Fire Credit Union4.00% APY7 months$250Learn more
Marcus by Goldman Sachs3.80% APY5 years$500Learn more
First Internet Bank of Indiana3.76% APY6 months$1,000Learn more
Synchrony Bank3.75% APY5 years$0Learn more
Big Horn Federal Savings Bank3.691% APY5 years$500Learn more
AbleBanking3.50% APY6 months$5,000Learn more
Farmers and Merchants Bank3.50% APY12 months$1,000Learn more

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