Marcus by Goldman Sachs 2026 Review

Mat C.
Written by Mat C.
Managing Editor & Senior Developer
Mika L.
Edited by Mika L.
Financial Content & Editor

Marcus by Goldman Sachs4.6/5

Rate (APY)
4.10% APY
Term
9 months
Minimum Deposit
$500
Promotion
N/A
Apply Now →on Marcus by Goldman Sachs's website

What sets Marcus by Goldman Sachs apart is its straightforward approach to high-yield CDs, offering competitive rates with a low minimum deposit requirement. This makes it accessible for a wider range of savers looking to earn interest without incurring additional fees.

Pros:

  • No monthly fees
  • Low minimum deposit

Cons:

  • Limited promotional rates

In conclusion, Marcus by Goldman Sachs is an excellent choice for savers seeking a reliable, high-yield CD option with a competitive 4.10% APY and a low minimum deposit of $500. This provider is particularly well-suited for those who appreciate simplicity and want to grow their savings without the burden of fees.

Frequently Asked Questions

Compare CD Rates

Summary of all rates from our cd rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
NASA Federal Credit Union4.55% APY12 months$50Learn more
BTG Pactual Bank4.50% APY5 years$500—
Popular Direct4.50% APY5 years$10,000—
Bread Savings4.50% APY5 years$1,500—
Sallie Mae Bank4.50% APY5 years$2,500—
EagleBank4.45% APY1 year$1,000Learn more
DR Bank4.45% APY1 year$500Learn more
Quorum Federal Credit Union4.35% APY1 year$100Learn more
Synchrony Bank4.35% APY5 years$0—
Sallie Mae4.30% APY1 year$2,500Learn more
Vibrant Credit Union4.25% APY6 months$5Learn more
CFG Bank4.22% APY1 year$500Learn more
Happen Bank4.20% APY6 months$500Learn more
Accordia Bank4.20% APY6 months$1,000Learn more
Marcus by Goldman Sachs4.10% APY9 months$500Learn more

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