Popular Direct 2026 Review

Mat C.
Written by Mat C.
Managing Editor & Senior Developer
Mika L.
Edited by Mika L.
Financial Content & Editor

Popular Direct4.0/5

Rate (APY)
4.15% APY
Term
6 months
Minimum Deposit
$10,000
Promotion
N/A
Apply Now →on Popular Direct's website

Popular Direct provides a 4.15% APY on its 6-month CD, but its higher minimum deposit of $10,000 may deter some potential investors looking for lower entry points.

Pros:

  • Decent APY
  • Established institution

Cons:

  • High minimum deposit
  • Less competitive than others

Overall, Popular Direct's 4.15% APY on a 6-month CD is an attractive option for those who can meet the $10,000 minimum deposit, making it well-suited for investors seeking a short-term, competitive yield. However, those with smaller amounts to invest may want to explore other providers with lower entry requirements.

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Summary of all rates from our cd rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
NASA Federal Credit Union4.55% APY12 months$50Learn more
BTG Pactual Bank4.50% APY5 years$500—
Popular Direct4.50% APY5 years$10,000—
Bread Savings4.50% APY5 years$1,500—
Sallie Mae Bank4.50% APY5 years$2,500—
EagleBank4.45% APY1 year$1,000Learn more
DR Bank4.45% APY1 year$500Learn more
Quorum Federal Credit Union4.35% APY1 year$100Learn more
Synchrony Bank4.35% APY5 years$0—
Sallie Mae4.30% APY1 year$2,500Learn more
Vibrant Credit Union4.25% APY6 months$5Learn more
CFG Bank4.22% APY1 year$500Learn more
Happen Bank4.20% APY6 months$500Learn more
Accordia Bank4.20% APY6 months$1,000Learn more
Marcus by Goldman Sachs4.10% APY9 months$500Learn more

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