Popular Direct 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer

Popular Direct4.7/5

Rate (APY)
4.05% APY
Term
1 year
Minimum Deposit
$10,000
Promotion
N/A
Apply Now →on Popular Direct's website

Popular Direct stands out as the top choice because it offers a competitive 4.05% APY on its 1-year CD, making it an attractive option for savers looking to maximize their returns. The requirement for a $10,000 minimum deposit may be a barrier for some, but the high yield justifies the investment.

Pros:

  • High APY
  • FDIC-insured

Cons:

  • High minimum deposit

In summary, Popular Direct is an excellent option for those who can meet the $10,000 minimum deposit, offering a solid 4.05% APY that appeals to savers seeking to enhance their earnings over a one-year term. This CD is particularly well-suited for individuals looking for a secure way to grow their savings with a competitive interest rate.

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Summary of all rates from our CD rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
Newtek Bank4.30% APY6 months$2,500Learn more
Limelight Bank4.15% APY6 months$1,000Learn more
Bread Savings4.15% APY9 months$1,500Learn more
Northern Bank Direct4.15% APY3 months$500Learn more
Synchrony Bank4.10% APY14 months$0Learn more
LendingClub4.10% APY8 months$500Learn more
Popular Direct4.05% APY1 year$10,000Learn more
Marcus by Goldman Sachs4.00% APY1 year$500Learn more
Sallie Mae Bank3.80% APY1 year$2,500Learn more
Colorado Federal Savings Bank3.80% to 4.00% APY5 years$5,000Learn more
Capital One 3603.75% APY1 year$0Learn more
Live Oak Bank3.60% APY6 months$2,500Learn more
CFG Bank3.35% to 3.90% APY5 years$500Learn more
Wells Fargo0.05% APY6 months$2,500Learn more

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