Popular Direct 2026 Review

Mat C.
Written by Mat C.
Managing Editor & Senior Developer
Mika L.
Edited by Mika L.
Financial Content & Editor

Popular Direct4.2/5

Rate (APY)
4.20% APY
Term
18 months
Minimum Deposit
$10,000
Promotion
N/A
Apply Now →on Popular Direct's website

A key differentiator is Popular Direct's consistently high yields across various terms, making it a strong contender for those willing to meet the higher minimum deposit requirement.

Pros:

  • High yields
  • FDIC insured

Cons:

  • High minimum deposit

In conclusion, Popular Direct is an excellent choice for savers seeking a competitive 4.20% APY over an 18-month term, especially for those who can meet the $10,000 minimum deposit. This provider is well-suited for individuals looking to maximize their returns while enjoying the stability of a reputable institution.

Frequently Asked Questions

Compare CD Rates

Summary of all rates from our cd rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
Nuvision Credit Union5.00% APY5 months$1,000Learn more
Internal Revenue Federal Credit Union4.577% APY6 months$1,000Learn more
Advancial4.34% APY5 years$1,000Learn more
Climate First Bank4.34% APY6 months$500Learn more
Sullivan Bank4.30% APY5 years$1,000Learn more
Connexus Credit Union4.30% APY17 months$5,000Learn more
OMB Bank4.25% APY5 months$1,000Learn more
Consumers Credit Union4.22% APY7 months$1,000Learn more
Popular Direct4.20% APY18 months$10,000Learn more
TAB Bank4.20% APY5 years$1,000Learn more
United Fidelity Bank4.20% APY5 years$1,000Learn more
Sallie Mae Bank4.15% APY5 years$2,500Learn more
First Bank and Co. Bottine4.14% APY5 years$500Learn more
Rising Bank4.11% APY1 year$1,000Learn more
Farmers and Merchants Bank (NE)4.11% APY1 year$500Learn more
Central Bank (UT)4.06% APY5 years$500Learn more
USAlliance Financial4.05% APY1 year$500Learn more
BTG Pactual Bank4.00% APY1 year$500Learn more
Ally Bank3.90% APY6 months$0Learn more
Suncoast Credit Union3.70% APY6 months$500Learn more

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