Central Bank (UT) 2026 Review

Rate (APY)
4.06% APY
Term
5 years
Minimum Deposit
$500
Promotion
N/A
Apply Now →on Central Bank (UT)'s website

Central Bank (UT) offers a competitive 4.06% APY on its 5-year CD, making it an accessible option for savers with a low minimum deposit of just $500. This combination of affordability and solid returns makes it a worthwhile consideration.

Pros:

  • Low minimum deposit
  • Competitive APY

Cons:

  • Standard rates may vary

In summary, Central Bank (UT) is an excellent choice for conservative investors seeking a reliable savings option, particularly those who can commit to a 5-year term and are looking for a strong APY with a minimal initial investment. Its attractive rate and low entry point make it suitable for both new and seasoned savers alike.

Frequently Asked Questions

Compare CD Rates

Summary of all rates from our cd rate pages. Click column headers to sort.

Provider Rate Term Min Deposit
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Farmers and Merchants Bank (NE)4.11% APY1 year$500Learn more
Central Bank (UT)4.06% APY5 years$500Learn more
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