Climate First Bank 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer

Climate First Bank4.6/5

Rate (APY)
4.07% APY
Term
6 months
Minimum Deposit
$500
Promotion
N/A
Apply Now →on Climate First Bank's website

What sets Climate First Bank apart is its 6-month No-Penalty CD, which allows for flexibility with penalty-free withdrawals after just seven days. This makes it an excellent choice for those who may need access to their funds sooner while still earning a competitive APY.

Pros:

  • No early withdrawal penalties
  • Low minimum deposit

Cons:

  • Shorter term
  • Lower APY compared to longer CDs

Overall, Climate First Bank's 6-month No-Penalty CD offers a compelling option for savers seeking flexibility without sacrificing interest earnings, making it ideal for individuals who want to grow their savings while retaining access to their funds. With a competitive 4.07% APY and a low minimum deposit, it suits both cautious investors and those anticipating potential financial needs in the near term.

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Summary of all rates from our cd rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
First National Bank of America4.30% APY5 years$1,000Learn more
Connexus Credit Union4.30% APY17 months$5,000Learn more
NASA Federal Credit Union4.20% APY49 months$10,000Learn more
Climate First Bank4.07% APY6 months$500Learn more
Popular Direct4.05% APY1 year$10,000Learn more
OMB Bank4.05% APY3 months$1,000Learn more
Sallie Mae Bank4.00% APY5 years$2,500Learn more
Newtek Bank4.00% APY6 months$2,500Learn more
LendingClub3.40% APY5 years$500Learn more
Wells Fargo1.50% APY1 year$2,500Learn more
Bank of America0.03% APY1 year$1,000Learn more

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