BTG Pactual Bank 2026 Review

Mat C.
Written by Mat C.
Managing Editor & Senior Developer
Mika L.
Edited by Mika L.
Financial Content & Editor

BTG Pactual Bank4.6/5

Rate (APY)
3.85% APY
Term
6 months
Minimum Deposit
$500
Promotion
N/A
Apply Now →on BTG Pactual Bank's website

BTG Pactual Bank shines for its straightforward approach to CDs, offering a solid 3.85% APY on its 6-month term with a low minimum deposit requirement, making it accessible for many savers.

Pros:

  • Low minimum deposit
  • Competitive rates

Cons:

  • Early withdrawal penalties apply

In summary, BTG Pactual Bank is an excellent choice for savers seeking a competitive 3.85% APY on a short-term CD, especially those who prefer a low minimum deposit of $500. This straightforward offering makes it particularly suitable for individuals looking to grow their savings without committing to a long-term investment.

Frequently Asked Questions

Compare CD Rates

Summary of all rates from our cd rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
Nuvision Credit Union5.00% APY5 months$1,000Learn more
Internal Revenue Federal Credit Union4.577% APY6 months$1,000Learn more
Advancial4.34% APY5 years$1,000Learn more
Climate First Bank4.34% APY6 months$500Learn more
Sullivan Bank4.30% APY5 years$1,000Learn more
Connexus Credit Union4.30% APY17 months$5,000Learn more
OMB Bank4.25% APY5 months$1,000Learn more
Consumers Credit Union4.22% APY7 months$1,000Learn more
Popular Direct4.20% APY18 months$10,000Learn more
TAB Bank4.20% APY5 years$1,000Learn more
United Fidelity Bank4.20% APY5 years$1,000Learn more
Sallie Mae Bank4.15% APY5 years$2,500Learn more
First Bank and Co. Bottine4.14% APY5 years$500Learn more
Rising Bank4.11% APY1 year$1,000Learn more
Farmers and Merchants Bank (NE)4.11% APY1 year$500Learn more
Central Bank (UT)4.06% APY5 years$500Learn more
USAlliance Financial4.05% APY1 year$500Learn more
BTG Pactual Bank4.00% APY1 year$500Learn more
Ally Bank3.90% APY6 months$0Learn more
Suncoast Credit Union3.70% APY6 months$500Learn more

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