Rising Bank 2026 Review

Mat C.
Written by Mat C.
Managing Editor & Senior Developer
Mika L.
Edited by Mika L.
Financial Content & Editor

Rising Bank4.6/5

Rate (APY)
4.11% APY
Term
1 year
Minimum Deposit
$1,000
Promotion
N/A
Apply Now →on Rising Bank's website

What sets Rising Bank apart is its accessibility with a minimum deposit of just $1,000, allowing more savers to take advantage of its competitive 4.11% APY. This makes it a solid choice for those looking to invest smaller amounts while still earning a favorable return.

Pros:

  • Lower minimum deposit
  • Competitive rate

Cons:

  • Slightly lower APY than top competitor

Overall, Rising Bank is an excellent option for savers seeking a high-yield, accessible investment with a reasonable minimum deposit, making it particularly suitable for individuals looking to grow their savings without committing large sums upfront.

Frequently Asked Questions

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Summary of all rates from our cd rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
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First Bank and Co. Bottine4.14% APY5 years$500Learn more
Rising Bank4.11% APY1 year$1,000Learn more
Farmers and Merchants Bank (NE)4.11% APY1 year$500Learn more
Central Bank (UT)4.06% APY5 years$500Learn more
USAlliance Financial4.05% APY1 year$500Learn more
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Ally Bank3.90% APY6 months$0Learn more
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