National Bank The Total Chequing Account 2026 Review

Mat C.
Written by Mat C.
Managing Editor & Senior Developer
Mika L.
Edited by Mika L.
Financial Content & Editor

National Bank The Total Chequing Account4.0/5

National Bank

Monthly Fee
CA$28.95
Welcome Bonus
$600 CAD
Apply Now →on National Bank's website
Transaction limit:Unlimited transactions
Minimum Deposit:CA$6,000

Interest Rate:

N/A

Welcome Bonus: $600 CAD

You can earn a promotional welcome bonus of up to $600 cashback when you open a new National Bank The Total® chequing account and complete qualifying criteria.

Monthly Fee:

CA$28.95

Minimum Deposit:

CA$6,000

Transaction Limits:

Unlimited transactions

A key differentiator is the National Bank The Total Chequing Account's substantial welcome bonus of up to $600, which can significantly enhance the value for new customers. However, the account does come with a higher monthly fee and a minimum balance requirement, making it more suitable for those who can maintain the necessary funds.

Pros:

  • High cashback potential
  • Unlimited transactions

Cons:

  • High monthly fee
  • Minimum balance requirement
learn more about this bank account on National Bank's website →

In conclusion, the National Bank The Total Chequing Account is ideal for customers who can meet the minimum balance requirement and are looking to benefit from the attractive welcome bonus, though the account's higher monthly fee may not be suitable for everyone. Those who prioritize immediate rewards over low fees will find this account advantageous.

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