- 1.25%Avion points on everyday purchases
- 2%Avion points on travel-related expenses
Earn up to 100,000 Avion points and 6 airport lounge passes (valued at up to $2,375) when you apply by November 25, 2026.
Earn 1.25 Avion points for every $1 spent on all everyday purchases, with double points on travel-related expenses.
19.99%-20.99%
22.99%
The RBC Avion Visa Infinite Privilege stands out as the top choice because it offers unparalleled travel rewards and luxury perks, making it ideal for frequent travelers. With a generous welcome bonus and a robust points structure, it earns the #1 spot due to its extensive benefits tailored for high-income earners.
Pros:
- Extensive travel benefits
- High earning potential on travel
Cons:
- High annual fee
- Income requirement may be restrictive
- 10%Cash back on eligible categories
- 1%Cash back on all other purchases
Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase and additional points when you meet spending requirements.
Earn Aeroplan points on everyday purchases with tiered bonuses.
21.99%
22.99%
What sets the TD Aeroplan Visa Infinite Card apart is its strong earning potential on Air Canada purchases, making it a favorite among frequent flyers. With a solid welcome bonus and first-year fee rebate, it offers significant value for those who travel often.
Pros:
- First-year annual fee rebate
- Strong earning potential on Air Canada purchases
Cons:
- Annual fee after the first year
- Limited to Aeroplan points
- 3%Cash back on eligible categories
- 1%Cash back on all other purchases
The TD Cash Back Visa Infinite Card offers a welcome bonus of up to $600 in total value, including 10% cash back on eligible everyday categories for the first 3 months.
Earn unlimited 3% cash back on eligible categories and 1% on all other purchases.
21.99%
22.99%
The standout feature here is the no annual fee combined with high cash back rates on selected categories, making the TD Cash Back Visa Card an excellent choice for budget-conscious consumers. Its flexibility in cash back earning makes it appealing for everyday spending.
Pros:
- No annual fee
- High cash back on selected categories
Cons:
- Limited to specific categories for higher cash back
- Cash back may vary based on spending
- 2%Cash back on grocery purchases
- 1%Cash back on all other purchases
N/A
Earn up to 2% cash back on groceries and 1% on all other purchases.
20.99%
22.99%
This card shines for its straightforward cash back structure, particularly for grocery shoppers. With no annual fee and a solid cash back rate, it provides a practical option for everyday expenses.
Pros:
- No annual fee
- Good cash back on groceries
Cons:
- Limited to grocery spending for higher cash back
- No significant welcome bonus
5.Scotiabank credit card bundle offer
Scotiabank
- No rewards breakdown available
You can earn up to $1,000 in total welcome bonuses through the Scotiabank Ultimate Package Bundle Offer available until October 29, 2026.
N/A
A key differentiator is the ability to earn substantial welcome bonuses through bundling with banking packages, making it an attractive option for those looking to maximize their rewards. This offer is particularly appealing for new customers seeking comprehensive banking solutions.
Pros:
- High potential welcome bonus
- Bundling options for savings
Cons:
- Complex requirements for bonuses
- Limited to specific banking packages
Did you know?
Welcome bonuses require minimum spend in a set window. Compare bonus value, spending threshold, and whether fees on the card still make sense after year one.
Final Words
As you explore the best credit card signup bonuses this October, remember that the right card can enhance your spending power and rewards. Take time to compare your options carefully, considering factors like fees and benefits, to make an informed decision that aligns with your financial goals.
Frequently Asked Questions
Earn up to 100,000 Avion points and 6 airport lounge passes (valued at up to $2,375) when you apply by November 25, 2026.
Earn Aeroplan points on everyday purchases with tiered bonuses, including a welcome bonus of 20,000 Aeroplan points when you make your first purchase and additional points when you meet spending requirements.
The TD Cash Back Visa Infinite Card offers a welcome bonus of up to $600 in total value, including 10% cash back on eligible everyday categories for the first 3 months. You can earn unlimited 3% cash back on eligible categories and 1% on all other purchases.
Yes, the RBC Avion Visa Infinite Privilege Card has an annual fee of CA$399, while the TD Aeroplan Visa Infinite Card has a fee of CA$139. The TD Cash Back Visa Card, however, has no annual fee.
Consider factors like your spending habits, preferred rewards (cash back, travel points), and whether you can meet any spending requirements for bonuses. Additionally, evaluate the annual fees versus the potential rewards you'll earn.
You can earn various rewards such as cash back, travel points, or Aeroplan points. Each card has different earning rates and categories, so it's important to select one that aligns with your spending patterns.
To apply for a credit card in Canada, you typically need to provide personal information, including income and employment details. Applications can be completed online or at a bank branch, and it's advisable to check your credit score beforehand.
