First Active Instant Access Savings Account 2026 Review

Annual Equivalent Rate (AER)
4.55% AER
Monthly Fee
£0
Welcome Bonus
N/A
Apply Now →on NatWest's website
Transaction limit:Unlimited withdrawals
Minimum Deposit:£1

Annual Equivalent Rate (AER):

4.55% AER

Welcome Bonus: N/A
Monthly Fee:

£0

Minimum Deposit:

£1

Transaction Limits:

Unlimited withdrawals

What sets this account apart is its guaranteed 1.50% fixed bonus rate for the first 12 months, which contributes to a competitive overall rate of 4.55% AER. This makes it an attractive option for savers looking for stability and a solid return on their deposits.

Pros:

  • Competitive fixed bonus rate for 12 months
  • No monthly fees

Cons:

  • Variable rate after the bonus period
learn more about this bank account on NatWest's website →

The First Active Instant Access Savings Account from NatWest is ideal for savers seeking a reliable and competitive interest rate without any monthly fees, particularly those who value the security of a fixed bonus rate in the initial year. Overall, this account suits individuals looking for a straightforward savings solution that balances access to funds with attractive returns.

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