First Direct 1st Account 2026 Review

Mat C.
Written by Mat C.
Managing Editor & Senior Developer
Mika L.
Edited by Mika L.
Financial Content & Editor

First Direct 1st Account4.5/5

First Direct

Monthly Fee
£0
Welcome Bonus
£175 Welcome Bonus
Apply Now →on First Direct's website
Minimum Deposit:£1,000

Annual Equivalent Rate (AER):

N/A

Welcome Bonus: £175 Welcome Bonus

Get £175 for switching to a 1st Account.

Monthly Fee:

£0

Minimum Deposit:

£1,000

This account shines for its generous £175 welcome bonus, making it an attractive choice for new customers. With no monthly fees and a straightforward switching process, it offers a hassle-free banking experience.

Pros:

  • Generous welcome bonus
  • No monthly fees

Cons:

  • Minimum deposit required
  • Limited branch access
learn more about this bank account on First Direct's website →

Overall, the First Direct 1st Account is an excellent option for those seeking a fee-free banking experience with the added incentive of a substantial welcome bonus, making it particularly appealing for new customers looking to switch accounts. Its simplicity and customer-friendly features make it a strong contender in the competitive banking landscape.

Frequently Asked Questions

Related Guides