Al Rayan Bank 2026 Review

Rate (AER)
4.70% AER
Term
1 year
Minimum Deposit
£10,000
Promotion
N/A
Apply Now →on Al Rayan Bank's website

Al Rayan Bank stands out as the top choice because it offers a unique Sharia-compliant fixed term deposit with a competitive expected profit rate of 4.70% AER, making it an attractive option for those seeking ethical banking solutions.

Pros:

  • Sharia-compliant
  • Competitive expected profit rate

Cons:

  • High minimum deposit
  • No withdrawals until end of term

In conclusion, Al Rayan Bank is an excellent choice for individuals seeking a Sharia-compliant fixed rate bond, offering a competitive 4.70% AER on a minimum deposit of £10,000 for a one-year term, making it particularly well-suited for ethical investors looking for stable returns.

Frequently Asked Questions

Compare Fixed Rate Bond Rates

Summary of all rates from our fixed rate bond rate pages. Click column headers to sort.

Provider Rate Term Min Deposit
Nuvision Credit Union5.00%5 months$1,000Learn more
Internal Revenue Federal Credit Union4.577%6 months$1,000Learn more
Advancial4.34%5 years$1,000Learn more
Climate First Bank4.34%6 months$500Learn more
Sullivan Bank4.30%5 years$1,000Learn more
Connexus Credit Union4.30%17 months$5,000Learn more
OMB Bank4.25%5 months$1,000Learn more
Consumers Credit Union4.22%7 months$1,000Learn more
Popular Direct4.20%18 months$10,000Learn more
TAB Bank4.20%5 years$1,000Learn more
United Fidelity Bank4.20%5 years$1,000Learn more
Sallie Mae Bank4.15%5 years$2,500Learn more
First Bank and Co. Bottine4.14%5 years$500Learn more
Rising Bank4.11%1 year$1,000Learn more
Farmers and Merchants Bank (NE)4.11%1 year$500Learn more
Central Bank (UT)4.06%5 years$500Learn more
USAlliance Financial4.05%1 year$500Learn more
BTG Pactual Bank4.00%1 year$500Learn more
Ally Bank3.90%6 months$0Learn more
Suncoast Credit Union3.70%6 months$500Learn more

Related Guides