Atom Bank 5 Year Fixed Saver 2026 Review

Mat C.
Written by Mat C.
Managing Editor & Senior Developer
Mika L.
Edited by Mika L.
Financial Content & Editor

Atom Bank 5 Year Fixed Saver4.7/5

Rate (AER)
4.75% - 5.00% AER
Term
5 years
Minimum Deposit
£50
Promotion
N/A
Apply Now →on Atom Bank 5 Year Fixed Saver's website

What sets Atom Bank apart is its exceptionally low minimum deposit requirement of just £50, making it accessible for a wider range of savers. Additionally, the potential for a 5.00% AER return is highly attractive for those willing to commit their funds for a longer term.

Pros:

  • Low minimum deposit
  • Competitive long-term rates

Cons:

  • Funds locked for 5 years

In conclusion, the Atom Bank 5 Year Fixed Saver is well-suited for both novice and experienced savers looking to earn a competitive interest rate with a minimal initial investment, making it an appealing option for those comfortable locking in their funds for five years. Its combination of accessibility and attractive returns positions it as a strong choice in the fixed-rate bond market.

Frequently Asked Questions

Compare Fixed Rate Bond Rates

Summary of all rates from our fixed rate bond rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
State Bank of Newburg4.54%60 months$500Learn more
Tower Federal Credit Union4.50%24 months$500Learn more
Lincoln County Credit Union4.50%12 months$1,000Learn more
HAB Bank4.50%3 months$1,500Learn more
United Fidelity Bank 1-Year4.40%1 year$1,000Learn more
BTG Pactual Bank4.40%5 years$500Learn more
NASA Federal Credit Union4.38%5 years$1,000Learn more
Sallie Mae Bank4.35%5 years$2,500Learn more
United Fidelity Bank4.35%6 months$1,000Learn more
CFG Bank Certificates of Deposit4.30%1 year$500Learn more
Quorum Federal Credit Union4.30%6 months$100Learn more
DR Bank4.30%6 months$500Learn more
Genisys Credit Union4.30%7 months$500Learn more
Popular Direct Certificates of Deposit4.25%1 year$10,000Learn more
Vibrant Credit Union4.25%6 months$5Learn more
Limelight Bank Certificate of Deposit4.20%1 year$1,000Learn more
TAB Bank4.20%5 years$1,000Learn more
T Bank4.16%6 months$1,000Learn more
Limelight Bank4.15%6 months$1,000Learn more
Barclays Certificates of Deposit4.00%1 year$0Learn more

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