Rate (AER)
4.57% AER
Term
6 months
Minimum Deposit
£1,000
Promotion
N/A
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Rate (AER):
4.57% AER
Term:
6 months
Promotion:
N/A
Minimum Deposit:
£1,000
What sets Cynergy Bank apart is its loyalty rate of 4.58% AER for renewing customers, which rewards long-term savers while maintaining a solid base rate for new accounts.
Pros:
- Loyalty rate for renewing customers
- Higher minimum deposit allows for larger investments
Cons:
- No withdrawals during the term
- Higher minimum deposit than some competitors
Cynergy Bank's fixed rate bond is an excellent choice for savers looking for a competitive 4.57% AER over six months, especially those who value loyalty rewards, as the slightly higher rate for renewing customers at 4.58% AER encourages long-term saving. With a minimum deposit of £1,000, it's well-suited for both new and existing customers seeking a reliable and rewarding savings option.